Observations, June 28, 2017
I watch the debate on the health care system with a certain amount of frustration. I remember the days when I was earning enough to pay for health insurance and my own reactions to the way the insurance companies treated us. I recall spending at least a $1000 a month for insurance that we rarely used. We were fortunate enough not to have many illnesses, and certainly nothing that required major expense. Yet we were placed into a high risk pool and paid a lot more for our insurance than we probably ought to. When I was employed by a major corporation and had health insurance provided by my employer, I never knew what they were paying. I only found out how much it was when I got laid off and had to access COBRA insurance. Then I found out how expensive insurance was. The policy I got when COBRA ended was cheaper, but it was still expensive. In addition, it excluded a pre-existing condition my spouse had, which meant that if there were ever any problems, we would have to pay the entir